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State Farm® Insurance Agent Julie Cairns

(608) 647-3632
172 S. Main Street
Richland Center, WI 53581

Downtown Richland Ctr. on the corner of Seminary & Main Street w/ convenient location & easy access.

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Office Info

Office Hours

9am - 5pm
Call us 24 hours a day!


172 S. Main Street
Richland Center, WI 53581


About Me

Do you or someone you know own a small business that needs help with talking through small business insurance? We would love to help you as we are a small business owner too! We will also work with you and your family to put a Personal Price Plan in place to protect you and your loved ones. We can protect your Auto, Home, Business, Farm, UTV/ATV, Motorcycle, Boat, and most importantly your Family! We make it simple and easy. Contact us today!

Being born and raised in Richland County, Richland Center is home. When I earned the opportunity to open my first State Farm agency in Richland Center in 2014, it was a dream come true! Serving others is the foundation for my team. We want to get to know you, and then, help you find the coverage and products that are the right fit for any stage of your life. My husband (also my business partner) and I feel privileged and proud to serve the community we were born and raised in! We help our customers protect their loved ones and their financial future. We have gratitude and respect for being here to walk with our customers through the many changes in their lives such as marriages, new homes, and expanding families. We love being your local insurance resource! As a small business owner in Richland Center, WI., taking care of your insurance and financial needs means so much to us. But don’t expect to only see us in the office! Look for us out in the Richland County area and communities. You’ll find us at local sporting events, school and community festivals, local parades, and restaurants all over town. Be sure to say “hi!” and know we’re here for you!

Our team is here to help you with all of your personal, farm, and business insurance needs while working hard to make sure you have the protection you need to cover your assets you have grown over your life time. We help set up a plan that fits both your insurance needs and your budget. Our office takes great pride in serving our customers and surrounding communities. Our agency is a multiple year Ambassador Traveler and multi-Chairman's Circle qualifier.

To share a little bit about myself, I enjoy ANYTHING outdoors---walking, biking, kayaking, snowmobiling, even mowing the yard & pulling weeds! When I am not outside, you will find me baking--my favorite hobby! I am a blessed wife, and a mother of 3 daughters, 2 dogs, 4 cats, and 1 goldfish! I am a firm believer in life-long learning which began right here at University of Wisconsin Richland, followed by UW-Whitewater, a year at the University of Minnesota, and lastly, earning my M.S.E at the University of Wisconsin-Platteville.


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Home Loans, Mutual Funds

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We help our customers make smart decisions with their money. We find out what is important to you, and help you make it happen! We are active participants in your lives.  We are focused on relationships, not transactions.  We help you prepare for, and recover from, the unexpected. We follow the golden rule--treat others how you would want to be treated!

We focus on relationships, not transactions. YOU matter to us! We all live, work, shop and grow right here in our community. We want you to feel understood, and to understand your coverage in all areas of insurance. Our staff is known for going the extra mile. We have a vested and sincere interest in protecting you and your family.

Ryan Cairns State Farm Agent Team Member

Ryan Cairns

Account Manager

Ryan is a 1996 University of Wisconsin Madison Graduate.  He is licensed in Property, Casualty, Life Insurance and Health Insurance.   Ryan (also known as Julie's husband), has been with our office since day one! Ryan brings with him 20 years of experience in taking care of people, and in a wide variety of areas. Ryan is known for his tenacity and focus on taking great care of our State Farm customers. Ryan works closely with our Farm insurance and Business insurance.  We value Ryan's ability to multi-task and his willingness to jump in and assist in any area we ask!

Kimberly Gander State Farm Agent Team Member

Kimberly Gander

Office Manager

Kim is our amazing Office Manager! Kim brings with her, experience in Life Insurance, high quality customer service, and a sincere passion for Insurance. Along with being our Office Manager, Kim is an Auto Insurance, Farm insurance, and Business Insurance representative, as well as, a payment/billing wizard! Our State Farm customers all say how much they appreciate Kim's ability to patiently and thoroughly explain things.

Karen Manning State Farm Agent Team Member

Karen Manning

Multiple Line Representative

Karen (also known as Julie's mom) has been with our office since day one! A firm believer in customer centered service and attention to detail, Karen brings with her over 20 years in retail management.  Karen is an Auto Insurance, Renters Insurance, and Home insurance representative in our office. We are thankful and blessed to have her on our team!

Madalyn Scott State Farm Agent Team Member

Madalyn Scott

Account Representative

Also known as Maddy, she brings to our office, and our State Farm customers, a warm smile, a focus on making sure you feel welcome, and taking the time to understand what is important to you. Maddy is an Auto Insurance, Renters Insurance, and Home Insurance representative.

Lyndsey Swenson State Farm Agent Team Member

Lyndsey Swenson

Account Representative

Lyndsey was born and raised in Richland County. Lyndsey and her husband raise their family here in Richland County as well. We are so excited to have her on our team and here to assist our community in their insurance needs.
Samantha Knoble State Farm Agent Team Member

Samantha Knoble

Account Representative

Samantha (aka Sam) grew up on a dairy farm in Richland County. She enjoys both watching, and playing, sports. She loves animals of all kinds. Prior to her joining our team Sam earned her degree from UW-Richland while working in the customer service industry for 5 years. Sam is most excited about her love of helping people save money! Especially customers her age as she feels it is extremely important that people know exactly what they’re paying for, "so my goal is to explain every detail--give the 'why' behind the recommendations". Sam can help you with your car insurance, home insurance, renter's insurance, business insurance, ATV/UTV insurance, Farm insurance, boat insurance, and pet insurance needs.

Samantha Knoble

Caitlin Davis State Farm Agent Team Member

Caitlin Davis

Account Representative

Caitlin is licensed in Auto, Fire, Life and Health insurance. She has worked with our office for over 10 years. She is a graduate of The University of Kentucky. A proud mamma to twin boys and a baby girl. Hobbies include: Health and Wellness, playing football and baseball with her boys, snuggles with her baby girl, and date nights with her husband.

Janice Pettersen

Account Representative

Janice has been in the Richland Center office for over 38 years! She has an invaluable amount of insurance knowledge and experience. Her sincerity and patience are obvious to all that work with her! Janice is a wife, mother, and proud grandma!

Teri Miller State Farm Agent Team Member

Teri Miller

Account Representative

Teri brings with her a true gift for making everyone feel comfortable and important. She is known for her ability to listen and provide appropriate options.  Teri is an Auto Insurance, Renters Insurance, Homeowners Insurance and Farm Insurance representative.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.